Loan Annual Percentage Rates effective May 1, 2010*
New Auto Rates
Term (months)
APR*
72
3.69%
60
3.49%
48
3.39%
36
3.29%
24
3.19%
12
3.09%
Used Auto Rates
Year
Term (months)
APR*
2009-2007
60
4.00%
2006-2004
48
5.00%
2003-2000
48
6.00%
Over 10 Years
48
9.00%
Other Loan Rates
Loan
Term (months)
APR*
New
Recreational Vehicle
72-61
7.75%
Used Recreational
Vehicle
60-12
8.75%
New Motorcycle
60-49
7.75%
Used Motorcycle
48-12
8.75%
Miscellaneous
Secured - New
60-37
8.75%
Miscellaneous
Secured - Used
36-12
9.75%
Personal Loans ($7000 max)
60-25
13.75%
24-12
12.75%
Share Secured 3.00% + regular dividend rate /with a floor of 4.25%
120
4.25%
Home Equity
Loans***
Home Equity Loan (Fixed)
80% Equity
120
6.25%
180
6.50%
Home Equity Loan (Fixed)
70% Equity
120
6.00%
180
6.25%
Home Equity Loan (Fixed)
60% Equity
120
5.25%
180
5.50%
Home Equity Loan (1yr Adjustable)
80% Equity Max.
180 (Max.)
WSJ Prime + 1%
Home Equity Line
of Credit
80% Equity Max.
180 (Max.)
WSJ Prime + 0%
Special 1.0% introductory rate
Plus! We'll pay YOU $100!
* Add ½% on all rates without Loan Rewards Program. All rates subject to change. Actual rate based upon credit score.
** Minimum Loan Amount $20,000
*** Home Equity Minimum Loan Amount $20,000
All
rates subject to change without notice. Contact a Loan Representative
for complete
details.
New Hampshire Postal
Credit Union
955 Goffs Falls Road, Manchester, NH 03103
603-625-9032 or toll free at 888-244-9946
Hours: Monday-Friday 8:30am-4:30pm